mortgage amortization chart

Water, air, and cleanliness are the chief articles in my pharmacopoeia. ~Napoleon I



Everybody needs his memories. They keep the wolf of insignificance from the door. ~Saul Bellow



We can tell our values by looking at our checkbook stubs. ~Gloria Steinem



Where there is perhaps a province in which the photograph can tell us nothing more than what we see with our own eyes, there is another in which it proves to us how little our eyes permit us to see. ~Dorthea Lange



The first purpose of clothes... was not warmth or decency, but ornament.... Among wild people, we find tattooing and painting even prior to clothes. The first spiritual want of a barbarous man is decoration; as indeed we still see among the barbarous classes in civilized countries. ~Thomas Carlyle



Depressed? Of course we're all depressed. We've been so quickly, violently, and irreconcilably plucked from nature, from physical labor, from kinship and village mentality, from every natural and primordial anti-depressant. The further society "progresses," the grander the scale of imbalance. Just as fluoride is put in water to prevent dental caries, we'll soon find government mandating Prozac in our water to prevent mental caries. ~M. Robin D'Antan



A good snapshot stops a moment from running away. ~Eudora Welty



Everyone has a photographic memory, but not everyone has film. ~Author Unknown



Children are unpredictable. You never know what inconsistency they're going to catch you in next. ~Franklin P. Jones



Be not afraid of going slowly; be afraid only of standing still. ~Chinese Proverb



Trust yourself. You know more than you think you do. ~Benjamin Spock, Baby and Child Care, 1977



A passport, as I'm sure you know, is a document that one shows to government officials whenever one reaches a border between countries, so the officials can learn who you are, where you were born, and how you look when photographed unflatteringly. ~Lemony Snicket



Lend, by your imperfections, self-esteem to others, and you will be invited everywhere. ~Robert Brault, www.robertbrault.com



Childhood is a short season. ~Helen Hayes



I find four great classes of students: The dumb who stay dumb. The dumb who become wise. The wise who go dumb. The wise who remain wise. ~Martin H. Fischer



Writing is my time machine, takes me to the precise time and place I belong. ~Jeb Dickerson, www.howtomatter.com



Childhood: the period of human life intermediate between the idiocy of infancy and the folly of youth - two removes from the sin of manhood and three from the remorse of age. ~Ambrose Bierce, The Devil's Dictionary, 1911



Missing someone gets easier every day because even though it's one day further from the last time you saw each other, it's one day closer to the next time you will. ~Author Unknown



Unmentionables - those articles of ladies' apparel that are never discussed in public, except in full-page, illustrated ads. ~Changing Times



Life is the art of drawing without an eraser. ~John Gardner